"Is it okay for me to be here...? I feel frustrated and my life is pointless. People staring stresses me out too." These words are from Mr. A, a victim of voice phishing.
Voice phishing reports have increased nearly 32-fold, from 240 in 2017 and 7,658 in 2021. The term voice phishing is a combination of “voice”, “private data”, and “fishing”, mostly referring to criminal acts in which someone impersonates financial institutions or famous e-commerce companies, illegally extracting personal financial information to use for crimes. This is how voice phishing typically take places:
▶ First, the criminal secures a bank account for fraudulent use. They open the account using the identity of credit delinquents, homeless people, etc., or defrauding a bank using purchase, loan, or employment as bait.
▶ Second, they make phone calls or send text messages. Overseas-based fraud groups, free from financial institutions, prosecutors, police, financial regulators, etc., manipulate their numbers so they appear to be from public institutions, and make random calls to people in Korea.
▶ Third, deception and blackmail: The person impersonating a public institution deceives the victim and steals the victim's personal information or financial transaction information. Recently, fraud techniques, such as inducing access to phishing sites, have become more advanced through the distribution of malicious computer code.
▶ Fourth, the criminal makes money transfers. Supposedly for account protection measures or evasion of criminal charges, the criminal induces the victim to transfer money to a fraudulent account. Alternatively, they can transfer money by reissuing the victim's security certificate using the stolen information.
▶ Fifth, the criminal remits the money to unconnected organizations, spread out like dots. These organizations then remit the money to the criminal's head office using illegal foreign exchange transactions.
Let's learn how to keep voice phishing at bay.
▶ First, if a person calls asking for your account number, card number, or information about internet banking on the grounds of personal information leakage, you should not give the information.
▶ Second, to prepare for the abduction voice phishing of a family member, you should keep their friends' or teachers' numbers on your phone.
▶Third, to prevent reissuing certificates without your permission, use the「Electronic Financial Fraud Prevention Service」, which has been available for all finance clients since September 26, 2013.
▶Fourth, if you become a victim of voice phishing, suspend the payment as swiftly as you can through the National Police Agency 112 call center or your financial company's call center.
By sharing information about voice phishing with our colleagues and family, we can learn how not to be caught out by fraud.
▼▼울산 중등 학생 영자신문 기자단
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